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INSTRUCTIONS: Choose the word or phrase in [ ] which will correctly complete the statement. Select A for the first item, B for the second item, and C if neither item will correctly complete the statement.
Generally speaking, the interest rates on credit cards are [ lower | higher ] than any other form of consumer credit.
Self-regard
A psychological term that describes a person's overall subjective emotional evaluation of their own worth.
General Mood Competency
The ability to effectively manage and influence one's emotional state and outlook.
Flexibility
The willingness and ability to adapt to new situations or changes in one's environment.
Independence
The state or quality of being self-sufficient and not dependent on external support or control.
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