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The FICO credit scoring system assigns points according to:
Legal Regulations
Rules and guidelines enforced by government agencies to control behavior, ensure fairness, and protect both public and private interests.
McGregor's Theory X
A management theory suggesting that employees are inherently lazy and need to be closely supervised.
Theory Y
A management concept that assumes employees are self-motivated, seek responsibility, and can solve work problems creatively.
Green Revolution
A period of technology transfer, starting in the 1940s, which significantly increased agriculture production worldwide, particularly in developing countries, through the use of modern farming techniques and technologies.
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