Which of the Following Is a Possible Result of Excess

question 94

Multiple Choice

Which of the following is a possible result of excess unused credit capacity?

• A) Additional interest charges
• B) FICO score increase
• C) Increased difficulty of loan approval
• D) Longer credit card introductory period
• E) Increased threat of credit card fraud

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Definitions:

Audience Effect

The impact on an individual's performance when they are aware they are being observed by others.

Co-action Effect

A phenomenon where the presence of others engaged in the same task can improve individual performance.

Social Facilitation

The tendency for people to perform differently when in the presence of others than when alone, typically improving on well-practiced tasks.

Achievement Motivation

Factors that move people to seek success in academic settings.