If You Borrow Money on a Single-Payment Loan and Discover

question 41

Multiple Choice

If you borrow money on a single-payment loan and discover that you cannot pay it back when it is due, you should:

• A) purchase a credit card.
• B) unsecure the loan.
• C) pay a prepayment penalty.
• D) negotiate a rollover.
• E) file for bankruptcy.

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Definitions:

Individualized Therapy

A therapeutic approach tailored to meet the unique psychological and emotional needs of an individual patient.

Group Psychotherapists

Licensed professionals who facilitate therapy sessions for groups of individuals, often focusing on interpersonal dynamics and collective healing.

Cognitive-Behavioral Therapy

A psychotherapeutic approach that addresses dysfunctional emotions, behaviors, and cognitions through a goal-oriented, systematic process.

Expressing Feelings

The act of communicating emotions or sentiments, often as a means of processing or sharing one’s emotional state with others.