The _____ Is Commonly Used on Revolving Credit Lines by Commercial

question 37

Multiple Choice

The _____ is commonly used on revolving credit lines by commercial banks, savings and loan associations (S&Ls) , and credit unions.

• A) simple interest method
• B) add-on method
• C) discount method
• D) sum-of-the-digits method
• E) average loan balance method

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Definitions:

Factor XIII

A plasma enzyme that plays a key role in blood coagulation through its action in stabilizing the formation of a blood clot.

Prothrombin

Glycoprotein present in blood that, in the presence of prothrombin activator, is converted to thrombin.

Fibrin-stabilizing Factor

An enzyme that crosslinks fibrin clots, stabilizing them in the process of coagulation.

Agglutination

The clumping of particles or cells, such as bacteria or red blood cells, in response to antigens or antibodies, often used in blood typing and in identifying or estimating the strength of immunities.