Which of the Following Policy Features Allows the Insured to Increase

question 50

Multiple Choice

Which of the following policy features allows the insured to increase coverage periodically without showing proof of insurability?

• A) Multiple indemnity clause
• B) Guaranteed purchase option (GPO)
• C) Disability clause
• D) Viatical settlement
• E) Accelerated benefits

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Definitions:

False Alarms

Instances where an anticipated negative outcome or threat is signaled but does not actually materialize.

Pattern Theory

suggests that sensory information is represented in the brain as patterns of neural firing, which are recognized and interpreted based on learned experiences.

Sensory Qualities

Characteristics of objects or events that are perceived by the senses, such as taste, smell, sound, touch, and sight.

Activation

In psychology, it often refers to the arousal level or the state of being prepared to act, which can be triggered by various stimuli or internal processes.