Under the Adjusted (Modified) Community Rating Approach to Health Insurance

question 77

True/False

Under the adjusted (modified) community rating approach to health insurance premium pricing, all policyholders in an area pay the same premium without regard to their personal health, age, gender, or other factors.

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Definitions:

Divide the Group

A strategy or process of separating a larger group into smaller groups or teams, often to facilitate focus, manageability, or diversity of thought.

Restrict Membership

Limiting access or entry to a group or organization to certain individuals based on specific criteria.

Ecological Psychology

A branch of psychology focused on studying the relationship between organisms and their environment, emphasizing the importance of natural contexts for understanding behavior.

Behavior Settings

Specific places or contexts where a distinct and predictable pattern of behavior occurs, influenced by the physical and social environment.