In the Pure Community Rating Approach to Health Insurance Premium

question 33

Multiple Choice

In the pure community rating approach to health insurance premium pricing, all policyholders in an area pay:

• A) a premium equal to the premium payable to the federal or state insurance exchange for a similar insurance policy.
• B) premiums based on their family size, where they live, whether they use tobacco, and their age.
• C) the same premium without regard to their personal health, age, or gender.
• D) the premium as a contribution to a community pool of funds and utilize it on as-needed basis.
• E) premiums at varied rates based on their health status or claim history.

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Definitions:

Status Bar

A graphical control element found at the bottom of applications or documents, displaying information relevant to the current state or context, such as zoom level or cursor position.

Outline Data

The structure and hierarchy of data that has been organized in an outline format, typically showing the relationships between different levels of information.

Group Button

A control element in user interfaces that allows for the collective manipulation of objects or elements, such as aligning or grouping multiple items in a document or presentation.

Margins

The blank space surrounding the text in a document or the edges of a page where no text or images are printed.