Standard Homeowner's Policies Will Not Include Coverage for Damage Done

question 43

Multiple Choice

Standard homeowner's policies will not include coverage for damage done by:

• A) fire.
• B) flood.
• C) lightning.
• D) wind.
• E) glass breakage.

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Definitions:

Merit System

An approach to hiring and promoting government employees based on their ability and performance rather than political connections or factors.

Political Appointment System

A system where government officials are appointed based on their political affiliations and loyalty rather than merit or competitive examination.

Career Civil Servants System

A system employing individuals who work for the government and are selected based on merit rather than appointed or elected, providing continuity within the bureaucracy.

Pendleton Act

An 1883 U.S. federal law that established that positions within the federal government should be awarded based on merit instead of political affiliation.