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Using virtual memory is faster than just using RAM.
Effective Yield
A measure of the return on an investment taking into account the effect of compounding interest, more accurate than simple yield calculations.
Present Value Factors
Multipliers used in calculating the present value of a future amount of money or stream of cash flows given a specified rate of return or discount rate.
Floating-rate Debt
Debt instruments, such as bonds or loans, that have variable interest rates that adjust over the tenure of the obligation.
Market Interest Rate
The prevailing rate at which interest is offered on deposits or loans in the financial markets for a particular term and risk profile.
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