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____ is a popular software program that uses encryption techniques to encrypt and digitally sign e-mail.
Management Reserves
Budgetary allocations set aside for unforeseen changes in the scope and cost of a project.
Contingency Reserves
Allocated budget within a project to address unforeseen costs or risks that may arise.
Budget Baseline
A reference point in the project budgeting process that represents the approved plan for project expenditure, against which actual costs are measured.
Internal Rate Of Return
Internal Rate of Return (IRR) is a financial metric used to evaluate the profitability of potential investments by calculating the rate of return that sets the net present value of all cash flows to zero.
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