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Explain how the functionalist and conflict perspectives view formal organizations. Offer an example for each, including descriptions of the key elements of these approaches.
Loanable Funds
The money available for borrowing in the financial markets, determined by the savings of individuals and entities and the banking system's capacity to lend.
Usury Law
Regulations governing the maximum interest rate that can be charged on loans, aimed at protecting consumers from excessively high rates.
Loanable Funds
A theory in economics that suggests the market interest rate is determined by the demand for and supply of money available for lending.
Usury Laws
Regulations governing the maximum interest rate that can be charged on loans.
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