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Ex Post
An analysis or consideration of events after they have happened, focusing on actual results rather than forecasts.
Asset Lives
The estimated useful life of an asset, determining over what period the asset's cost will be depreciated or amortized.
Compensating Balances
Minimum account balances that a borrower must maintain as part of a lending agreement, often used to offset a portion of the bank's cost in providing the loan.
Effective Interest Rate
The actual interest rate earned or paid on an investment, loan, or financial product, taking into account the effects of compounding over a given period.
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