The Genetic Information Nondiscrimination Act of 2008 Allows Insurers to ____

question 3

Multiple Choice

The Genetic Information Nondiscrimination Act of 2008 allows insurers to ____.

• A)deny coverage based on the presence of a genetic disease
• B)increase premiums based on genetic information
• C)buy genetic information about individuals who want to enroll in a group plan
• D)request genetic information about individuals who want to enroll in a group plan

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Definitions:

Specific Liability

A liability that is clearly identified and quantifiable, often related to particular activities or obligations.

Secured

Refers to a loan or obligation that is backed by collateral, reducing the risk associated with lending.

Unsecured

Refers to loans or debts that are not backed by collateral, presenting a higher risk to lenders.

Fresh Start

A bankruptcy procedure that allows a debtor to eliminate debts and start over financially, often involving reorganization plans for businesses or individuals.