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How does water contribute to mass wasting?
Premium Rate
Premium Rate refers to the higher than standard price or fee charged for a product, service, or insurance policy, often in exchange for additional benefits or coverages.
Fire Damages
Loss or destruction of property resulting from fire, encompassing structural and content damage.
Coinsurance Clause
A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, encouraging insured parties to avoid excessive risks.
Insurance Company
An organization that offers risk management in the form of insurance policies, providing financial protection against loss or harm in return for premium payments.
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