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Assume you are the creditor in each of the following situations. Identify the kind of security agreement that is involved in each transaction and explain how you would perfect that agreement.
a. You are the creditor (Everby Bank), and you lend Brisco Gaines $5,000 for a sound system.
b. First Bank loans Doris $10,000 to purchase inventory for her store.
c. First Bank loans Brad $5,000 to purchase a computer network for use in his store office.
d. Kevin needs cash for gambling debts. He brings in his high-definition TV to secure a $500 loan.
Public Profile
An online profile that is visible to others, often on social media or professional networking sites, displaying information a user chooses to share publicly.
Digital Certificate
An electronic document used to prove the ownership of a public key; it includes the certificate holder's name, a serial number, expiration dates, a copy of the certificate holder's public key, and the digital signature of the certificate-issuing authority.
Rental Lease
A legal agreement between a landlord and tenant for the rental of property for a specified period of time.
Surge
A sudden increase or spike, often referring to electrical power, demand, or other measurable phenomena.
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