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What is the coastal marine ecosystem consisting of at least 60 species of plants that grow underwater in shallow marine and estuarine areas along most continental coastlines?
Fire Insurance Policies
Contracts that provide coverage for damage or loss to property because of fire.
Hostile Fires
Fires that escape their intended boundaries or start in an unauthorized area, causing damage or destruction.
Indirect Damage
Harm that does not directly result from an action but occurs as a secondary effect, often less tangible and harder to quantify.
Insurable Interest
A legitimate interest by the policyholder in the insured subject matter, where they stand to suffer financial loss if the insured event occurs.
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