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D e scribe the stages in the counseling process that give school counselors a structure when applying skills, theories, and techniques. Salient Points to Consider
a. Explain the counseling process, where it begins, and what its purpose is.
b. Connect each of the stages in counseling to specific techniques such as establishing a relationship and the importance of attending with students.
Risk Aversion
A preference for lower risk investments, often reflecting an investor's reluctance to accept a high likelihood of losses.
Federal Tax Bracket
Federal tax brackets are ranges of income to which different tax rates apply, forming part of the U.S. progressive tax system.
After-tax Yield
The return on an investment after the effects of income taxes are taken into account, reflecting the actual gain to the investor.
Corporate Bond
A debt security issued by a corporation to raise funding, which promises to pay back with interest.
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