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When memos are sent to more than one person, it is appropriate to key the names after the word TO: and separate them with commas as shown below:
TO: Jim Smith, Joyce Wyms, Charles Zale
Standard Deviation
An indicator that calculates how much a group of figures deviates or scatters from each other.
Risky Asset
An asset that carries a significant degree of risk of losing value, but also offers the potential for higher returns as compared to safer investments.
Rate of Return
The increase or decrease in the value of an investment during a set timeframe, represented as a percentage of the investment's starting price.
Indifference Curves
Graphical representations used in microeconomics to illustrate different combinations of two goods that provide the same level of utility or satisfaction to a consumer.
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