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If there is a surplus of loanable funds
High Agreeableness
A personality trait characterized by kindness, empathy, and a cooperative spirit.
High Neuroticism
A personality trait characterized by emotional instability, anxiety, moodiness, irritability, and sadness.
External Locus
An individual’s belief that their life events and outcomes are largely beyond their control and depend on external factors or forces.
Neuroticism
A personality trait characterized by anxiety, fear, moodiness, worry, envy, frustration, jealousy, and loneliness.
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