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Used-car Fraud
Deceptive practices related to the sale of pre-owned vehicles such as rolling back the odometer, not disclosing past damage, or falsifying service history.
Truth in Lending Act
A U.S. federal law enacted in 1968 to help protect consumers in their dealings with lenders and creditors by requiring clear disclosure of key terms of the lending arrangement and all costs.
Mortgage
A loan specifically used to purchase real estate, where the property itself serves as collateral for the loan.
Finance Charge
Fees and interest charges associated with the borrowing of money or the extension of credit.
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