Find the total value of the given income stream and also find its present value (at the beginning of the given interval)using the given interest rate. 
Please enter your answer in the form TV = , PV = . Give the answer to the nearest cent if necessary. TV = $__________ PV = $__________
Definitions:
Mortgage Default Rate
The percentage of home mortgages on which the borrower is late by ninety days or more with the payments on the loan or it is in the foreclosure process. This rate is sometimes referred to as the serious delinquency rate.
Foreclosure Process
The legal procedure by which a lender attempts to recover the balance of a loan from a borrower who has defaulted on their mortgage payments by forcing the sale of the asset used as the collateral for the loan.
Monthly Payment
A fixed amount of money paid on a regular monthly basis for a wide range of financial obligations, including loans or rent.
Sub-prime Loan
A loan offered to individuals with poor credit histories or higher risk of default than prime borrowers, often at a higher interest rate.
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