Find the LCD for each of the following; then perform the indicated operation. 
Definitions:
Capital Requirements
The minimum amount of capital a bank or other financial institution must hold as required by its financial regulator.
Financial Institutions
Organizations that provide financial services, including banks, credit unions, insurance companies, and investment firms.
Regulatory Agencies
Government authorities responsible for enforcing specific laws and regulations to protect the public interest in various sectors.
Annual EPS
The amount of a company's profit allocated to each outstanding share of common stock over a one-year period.
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