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Divide.
Personal Wellness Accounts
Financial accounts dedicated to funding personal health and wellness expenses, potentially including fitness memberships, nutritional supplements, and mental health services.
Moral Hazard
The situation where one party is more likely to take risks because they do not bear the full consequences of their actions, often seen in the insurance and financial industries.
Opportunity Costs
The value of the next best alternative foregone as the result of making a decision.
Health Care Market
The sector of an economy that provides medical services, pharmaceuticals, and health care equipment, involving patients, providers, and payers.
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