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FCRA
Stands for the Fair Credit Reporting Act, a federal law designed to ensure the accuracy, fairness, and privacy of information in consumer credit bureau files.
Criminal Penalties
Sanctions or punishments imposed by a court upon individuals or entities found guilty of committing a crime.
Consumer Information
Details or data about products and services designed to assist individuals in making informed purchasing decisions.
False Pretenses
Instances where an individual deliberately and falsely represents facts to deceive others, often for personal gain.
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