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Discuss the advantages of preparing outlines and speaking notes instead of writing your speech out word for word.
Financial Institutions
are establishments that provide financial services to its clients or members, including banks, credit unions, insurance companies, and investment firms.
Reserve
Assets held back or saved for future use or to meet unforeseen needs, often referring to banks' reserves of cash.
Demand Deposits
Money in bank accounts that can be withdrawn "on demand" without any advance notice.
Junk Bonds
High-yield bonds that carry a higher risk of default compared to investment-grade bonds, typically issued by companies with lower credit ratings.
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