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If the Sun passes directly overhead on at least one day per year, then
Insurance
A financial product that transfers the risk of financial loss from an individual or entity to an insurance company in exchange for premium payments.
Treasury Bond
A Treasury bond is a long-term, fixed-interest government debt security issued by the U.S. Treasury Department with a maturity of more than 10 years.
Singapore
An island city-state in Southeast Asia, known for its strong economy, diverse culture, and strict regulations.
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