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Excess Reserves
Funds that banks hold over and above the legal requirements, which can influence their ability to lend.
Deposits
Funds placed into an account at a financial institution for safekeeping and to earn interest.
Excess Reserves
Excess reserves are the funds that banks hold over and above the required minimum reserves mandated by central banking regulations, often stored in central banks.
Treasury Bonds
Long-term government securities issued by the U.S. Department of the Treasury. They carry a fixed interest rate and have maturities ranging from 20 to 30 years.
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