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____ is the cost when you factor in intangibles such as support costs and productivity gain or loss.
Negotiable
Refers to a document or contract containing a promise to pay a specified amount, which can be transferred or sold to another party.
Instrument
A legal document formally expressing a certain action, decision, or obligation.
Drawer
The party in a transaction who writes and signs a check or draft instructing a drawee, such as a bank, to pay a specified sum of money to the payee.
Drawee
The person or entity upon whom a check, draft, or bill of exchange is drawn and who is expected to pay it.
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