Under the Uniform Simultaneous Death Act, When an Insured and a Beneficiary

question 23

Multiple Choice

Under the Uniform Simultaneous Death Act, when an insured and a beneficiary in a life insurance policy die simultaneously, the proceeds are payable

• A) as if the beneficiary had survived the insured.
• B) as if the insured had survived the beneficiary.
• C) by distributing half to each.
• D) None of the answers is correct.

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Definitions:

Baseball Bat

A piece of sporting equipment used in baseball to hit the ball after it is thrown by the pitcher.

Flying Mammal

Mammals capable of flight, with bats being the most well-known example, distinguished by their winged forelimbs.

Bat

A flying mammal capable of echolocation, which it uses to navigate and find food in the dark.

Phonetic

Relating to the sounds of spoken language and the study of their production, transmission, and reception.