Under the Uniform Simultaneous Death Act, When an Insured and a Beneficiary

question 23

Multiple Choice

Under the Uniform Simultaneous Death Act, when an insured and a beneficiary in a life insurance policy die simultaneously, the proceeds are payable

• A) as if the beneficiary had survived the insured.
• B) as if the insured had survived the beneficiary.
• C) by distributing half to each.
• D) None of the answers is correct.

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Definitions:

Baldwin and Ford

Researchers known for their model on the transfer of training, emphasizing the importance of learner characteristics, training design, and work environment.

Training Transfer Concept

The theory that knowledge, skills, and behaviors learned in training should be applied to the job environment.

Training Effectiveness

The extent to which training achieves its intended outcomes, such as improving knowledge, skills, and job performance.

Stimulus Variability

Stimulus variability refers to the range of different stimuli or conditions presented during learning or experimentation, to enhance adaptation or understanding.