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Insurance Premiums
Regular payments made to an insurance company in exchange for coverage.
No-fault Insurance
An insurance policy where each party's insurance company pays for their own losses, regardless of who was at fault in the incident.
Short-rate Refund
A partial refund of an insurance premium, calculated using the short-rate method, which accounts for administrative costs and the increased risk to the insurer of policies cancelled before their original expiration.
Premium Rate
The price of an insurance premium per unit of coverage, often expressed in terms of monthly or annual cost.
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