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Lenders
Individuals, institutions, or entities that provide funds to others with the expectation that the funds will be repaid, typically with interest.
Risk-Free Rate
The return on an investment with no risk of financial loss, often represented by the yield on government securities.
Earning Power
The ability of a business to generate net income consistently over time.
Debt Securities
Financial instruments representing a loan made by an investor to a borrower, typically including terms for interest payments and the return of principal.
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