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Factor the trinomial.
Material Alteration
A significant change to a document or agreement that affects its legal obligations or rights.
Unauthorized Acquisition
Obtaining assets, data, or information without permission from the rightful owner or authority, which may involve breaches of security or law.
Dishonored
Refused; specifically, a payment that has been refused despite a holder presenting an instrument in a timely and proper manner.
Holder in Due Course
A legal term referring to a person who has acquired a negotiable instrument in good faith and for value, and thus has certain protections against defenses and claims that could be raised by prior parties.
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