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Required Reserves
Required Reserves are the portion of depositors' balances that banks must have on hand as cash, according to central bank regulations.
Actual Reserves
The physical quantity of a resource or commodity that is known to be available and extractable under current conditions.
Reserve Requirement
The minimum amount of reserves that banks are required to hold by law, set by the central bank to control money supply.
Time Deposits
Time Deposits are bank deposits that have a fixed term and usually offer a higher interest rate compared to regular savings accounts.
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