Examlex
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Secured Party
A lender or creditor who has an interest in the collateral securing a loan or credit agreement.
UCC
Short for Uniform Commercial Code, it is a comprehensive set of laws governing all commercial transactions in the United States.
Collateral
Collateral refers to properties or assets that a borrower offers to a lender as security for a loan or credit, and that can be taken by the lender if the borrower fails to pay back the loan.
Perfection
In the context of secured transactions, perfection refers to the legal process by which a secured party establishes a priority claim against the collateral in the event of debtor default.
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