Evaluate 
without using a calculator.
Definitions:
Mandatory Standards
Regulations that set specific requirements for the quality, performance, or safety of products or services, and must be followed by manufacturers or service providers.
Fair and Accurate Credit Transactions Act
A federal law enacted to enhance consumer protection against identity theft and to improve the accuracy of consumer records.
Identity Theft
The fraudulent acquisition and use of a person's private identifying information, usually for financial gain.
Credit Reporting
The process by which companies called credit bureaus collect, maintain, and provide information about an individual's or company's credit history.
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