The polynomial has how many terms? 
Definitions:
Common Law
An accumulation of non-legislated laws formed from previous court rulings and legal decisions.
Joint Will
A Joint Will is a single legal document that expresses the last wishes of two individuals, typically married couples, allowing them to leave their assets to each other or to a mutual beneficiary.
Beneficiary
An individual or entity that receives benefits or is designated to receive benefits, such as from a will, trust, insurance policy, or other contract.
Estate Planning
The process of making advance arrangements for the disposal of an individual's estate, often to minimize taxes and legal complications.
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