Factor the polynomial expression. If the polynomial cannot be factored write the answer as prime. 
Definitions:
Premium
The amount by which the price of a financial instrument or commodity exceeds its principal or face value, or the amount paid for an insurance policy.
Coupon Rate
The yearly rate of interest that the entity issuing a bond pays to its investors, typically shown as a portion of the bond's nominal value in percentage terms.
Ask Price
The ask price is the lowest price a seller is willing to accept for a security, commodity, or currency in financial markets.
Face Value
The nominal value printed on a bond, note, or financial document, representing its worth at maturity or when redeemed.
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