The Tom Company reports the following data: 
Determine Tom Company's operating leverage.
Definitions:
Agreement
A mutual understanding or arrangement between two or more parties outlining terms and conditions for a specific purpose.
Payee
The party in a financial transaction who receives payment.
Certificate Of Deposit
A savings certificate entitling the bearer to receive interest, representing a time deposit with a bank or financial institution that has a fixed maturity date.
Time Deposit
A bank deposit with a fixed term or period of maturity, often offering higher interest rates than regular savings accounts.
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