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What are the assumptions of the χ2 test?
Default
Failure to make payments on a loan.
Loan Payments
Periodic payments made towards the balance and interest of a loan, following a predefined schedule until the loan is fully repaid.
Chapter 7
A provision under U.S. bankruptcy law for liquidating a debtor's assets to pay off creditors.
Unperfected Security Interests
A claim or lien on a debtor's property that has not met the legal requirements for enforceability against other creditors or in bankruptcy.
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