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Define real effect.
Family and Medical Leave Act
A U.S. federal law that provides eligible employees with unpaid, job-protected leave for family and medical reasons.
Americans with Disabilities Act
A civil rights law that prohibits discrimination against individuals with disabilities in all areas of public life.
Fair Labor Standards Act
A U.S. law that establishes minimum wage, overtime pay eligibility, recordkeeping, and child labor standards for full-time and part-time workers.
Excluded Coverage
Specific situations, conditions, or damages that a insurance policy does not cover.
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