While Traditional Workers' Compensation Laws Have Restricted the Use of Managed

question 74

Multiple Choice

While traditional workers' compensation laws have restricted the use of managed care techniques, many states now allow managed workers' compensation. One common characteristic of managed workers' compensation plans is that they

• A) Discourage injured employees from returning to work until they are able to assume all the 14 duties of their jobs
• B) Use low copayments to encourage employees to choose preferred providers
• C) Cover an employee's medical costs, but they do not provide coverage for lost wages
• D) Rely on total disability management to control indemnity benefits

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Definitions:

Regulatory Fit

Regulatory Fit is a theory that suggests people's motivation in a task, decision, or persuasion is enhanced when the approach matches their regulatory focus, either promotion or prevention focused.

Met Needs

Refers to needs that have been satisfied, usually pertaining to the basic physical or psychological desires of an individual.

Incentive

A stimulus or reward that motivates or encourages an individual to perform an action or exhibit a specific behavior.

Drive Reduction

A motivational theory that posits that people are motivated to take actions that reduce psychological needs and maintain homeostasis.