The Following Statements Are About the Federal Employees Health Benefits

question 68

Multiple Choice

The following statements are about the Federal Employees Health Benefits Program (FEHBP) , which is administered by the Office of Personnel Management (OPM) . Three of the statements are true and one statement is false. Select the answer choice that contains the FALSE statement.

• A) For every plan in the FEHBP, OPM annually determines the lowest premium that is actuarially sound and then negotiates with each plan to establish that premium rate.
• B) Once a health plan has submitted its rate proposals for a contract year to the OPM, it cannot adjust its premium rate for any reason.
• C) To cover its administrative costs, OPM sets aside 1% of all FEHBP premiums.
• D) Each spring, OPM sends all plan providers its call letter, a document that specifies the kinds of benefits that must be available to plan participants and cost goals and procedural changes that the plans need to adopt.

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Definitions:

Zygote

The initial cell formed when a sperm cell and an ovum (egg cell) merge at conception, representing the earliest stage of a developing organism.

Secondary Oocyte

A cell resulting from the first division of meiosis in oogenesis, which will become an ovum after the second meiotic division if fertilization occurs.

Spermatocyte

A type of cell that undergoes meiosis to form sperm cells in the male reproductive system.

Spermatid

A haploid male gametid that results from division of secondary spermatocytes and matures into spermatozoon.