One True Statement About Mandated Benefit Laws Is That They

question 165

Multiple Choice

One true statement about mandated benefit laws is that they

• A) Apply equally to self-funded and fully funded groups
• B) Require a health plan to cover certain conditions or treatments or to pay a specified level of benefits for certain conditions or treatments
• C) Have no impact on a health plan's underwriting and rating decisions
• D) Typically decrease a health plan's risk because the health plan may need to delay premium rate decreases or may be prevented from increasing premium rates

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Definitions:

Generalization

The process by which an organism responds in the same way to different but similar stimuli.

Extinction

In psychology, the gradual diminishing of a conditioned response when the reinforcement is no longer presented; in biology, the permanent loss of species from the earth.

Token Economy

A behavioral modification system that utilizes tokens as symbolic reinforcements for desirable behaviors, which can later be exchanged for specific rewards.

Positive Reinforcement

Adding a desirable stimulus to increase a behavior, making it more likely to occur in the future.