Provisioning Coverage Ratio (PCR) Is Essentially the Ratio of Provisioning

question 14

Multiple Choice

Provisioning Coverage Ratio (PCR) is essentially the ratio of provisioning to ______ and indicates the extent of funds a bank has kept aside to cover loan losses.

• A) total loan portfolio
• B) gross non-performing assets
• C) total assets

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Definitions:

Role Requirements

Refers to the specific skills, experience, and qualities needed to effectively perform in a particular job or function.

Focal Person

The main individual in a particular context, situation, or study, around whom activities or research are centered.

Intrapersonal Conflict

A psychological struggle within oneself, often involving competing emotions, desires, or beliefs.

Interrole Conflict

A psychological conflict arising when the expectations of different roles (e.g., work vs. family) an individual occupies are incompatible.