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In Advertising-12 CFR 213.7, if a percentage rate is used in an advertisement, it cannot be more prominent than any other disclosure, EXCEPT:
Post-Traumatic Growth
Positive psychological changes as a result of struggling with extremely challenging circumstances and life crises.
Psychological Changes
Alterations or developments in emotional, cognitive, or behavioral characteristics over time due to various factors or life experiences.
Life Crises
Significant life events that require a substantial amount of adjustment and can lead to personal growth or distress.
Biological Perspective
A way of looking at psychological issues by examining the biological bases of behavior, including genetics, brain structures, and biochemical processes.
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