What May a Creditor Do When Furnishing Credit Information

question 69

Multiple Choice

What may a creditor do when furnishing credit information?

• A) May designate accounts in any manner that is convenient and reasonable
• B) Must designate accounts as specified by the parties
• C) Must designate accounts to show participation by both spouses if both are liable
• D) Must designate accounts to show all parties, including guarantors

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Definitions:

Cronbach's Coefficient Alpha

Cronbach's Coefficient Alpha is a statistic used to assess the internal consistency or reliability of a set of scale or test items.

Kuder-Richardson

A method of calculating internal consistency by using all the possible split-half combinations. This is done by correlating the scores for each item on the test with the total score on the test and finding the average correlation for all of the items.

Americans with Disabilities Act

A civil rights law that prohibits discrimination against individuals with disabilities in all areas of public life.

Accommodations

Adjustments made in educational or workplace settings to support the needs of individuals with disabilities or specific challenges.