It Must Provide in Writing to Consumer at Least 21

question 195

Multiple Choice

It must provide in writing to consumer at least 21 days before the effective date of any change in a term or condition disclosed in the initial disclosure statement if the change results in: • Increased fees • Increased liability for the consumer • Fewer types of available EFTs • Stricter limitations on frequency or dollar amount of EFTs What is it?

• A) Change-in-terms notice
• B) Error resolution notice
• C) Unauthorized transfers
• D) Return items document

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Definitions:

Human Resource

The department within an organization that is responsible for hiring, training, employee relations, and benefits.

Employee Development Programs

Employee Development Programs are initiatives taken by organizations to enhance the professional growth and skill set of their employees, thereby boosting productivity and satisfaction.

Required Motivation

The necessary drive and incentive needed to encourage employees or individuals to achieve goals and perform tasks.

Necessary Abilities

The essential skills and competencies required to perform tasks or fulfill roles effectively.