In the Small Bank Performance Standard, Which of the Following

question 152

Multiple Choice

In the small bank performance standard, which of the following is NOT a criterion?

• A) The bank's CRA strategic plan
• B) The bank's loan-to-deposit ratio
• C) The geographic distribution of loans
• D) The percentage of loans within the bank's assessment area(s)

---

Definitions:

Avoiding

Involves deliberately staying away from certain actions, situations, or decisions to prevent negative outcomes.

Accommodating

A conflict resolution style where one party gives in to the wishes or demands of another, often prioritizing the relationship over their own interests.

Lose-Lose Conflict

A situation where all parties involved in a conflict end up worse off or do not achieve their objectives.

Conflict Management

The practice of identifying and handling conflicts in a sensible, fair, and efficient manner, with the goal of reaching a resolution that is acceptable to all parties.